ACCT's Liability Insurance PROGRAMS
Current professional liability insurance is mandatory to keep your professional membership in good-standing with ACCT.
As a new member, you will receive a link in your welcome email to the two liability insurance programs. You have six weeks after approval of membership to upload your proof of liability insurance. Each year you are not required to upload evidence of insurance but you must attest to having liability insurance when submitting your CCDP Report at membership renewal.
For those new members who already have professional liability insurance, it is perfectly acceptable to use the current insurance until it expires at which time members are encouraged to renew under one of the ACCT group programs.
We are pleased to offer the following liability insurance programs to ACCT counsellors:
For a more comprehensive comparison between the two programs, including pricing, please see the following document: Insurance Comparison Aon and EasyCover
If you have any questions please email [email protected].
If you are an approved member of ACCT and would like to apply for insurance with one of ACCT's preferred suppliers please go to Liability Insurance Applications.
For counsellors with US-based clients, clients need to know that all suits against the therapist will be under Canadian law and will be brought back to Canada. Further, all US services need to be disclosed and accepted by Insurer for coverage to apply.
As a professional counsellor/therapist you are liable for your services, whether you are acting as a volunteer, providing pro bono services, or charging for your services. Professional liability insurance provides invaluable protection to you and to your clients.
What can you do to help prevent a claim?
- Be familiar with the regulatory requirements in your province and comply with them.
- Maintain accurate and up-to-date files and records.
- Be familiar with and abide by the Code of Ethics and Practice Standards for ACCT.
- When in doubt, you may wish to obtain legal advice.